99 Problems But My Savings Sitch Ain’t One

I’m interrupting this week to bring you something a little bit different.

If any of you have ever heard a little Jay-Z, this one’s for you.

So bounce to the beat in your head (or better yet play the track in the background).

This week I’m bringing you…

99 Problems

 

If you’re having saving problems, don’t feel bad about it son
I got 99 problems but my savings sitch* ain’t one

[Verse One]

I got the money savings on the retirement cravings
Average Joes that wanna make their bank accounts roll
Non-saver critics that say “We’re all crazy though”
I’m from generation Y our savings should be low
But we’re growing up now knowing this is a no-go
You celebrate each minute because you be saving yo’
I’m like forget the critics they can do what they want
If you don’t like to save you can press the back arrow
Got money compounding with interest it grows
Let’s get to saving so we can live life aglow
People try to use all their cash
To try to give ’em happiness fast
I don’t know what they may be doing with all that
Or understand the intelligence savings can have
We’ve got choices to save or splurge pick which one
I got 99 problems but my savings sitch* ain’t one

[Chorus]

99 problems but my savings sitch* ain’t one
If you’re having saving problems, don’t feel bad about it son
I got 99 problems but my savings sitch* ain’t one

[Verse Two]

The year is 2015 and in our accounts we saw
All the financial goals that defy the spending laws
We’ve got some choices to splurge or
Kick it into high gear and invest even more
Now I ain’t trying to tell you save more than you can take
But I got a few tips to keep you financially safe
So we…continue to save push aside the overload
Of people saying “What you even saving for?”
‘Cause we’re determined and we’re different and our goals continue to grow
Do we look like we want to stop, say it ain’t so
Are we supposed to pause or defend our dough
“Well you don’t need to save anymore”
“Living above your means makes you a star”
“Are you saving for retirement I know a lot of you are”
I ain’t tripping I’m proud of all of it
“Do you mind if I ask you how to save a little bit?”
Well my space is safe to talk without all the flack
And I know it’s tough to start saving and get on track
“Can I come here each week and learn a little something?”
“Or invite someone here so they can learn something?”
Of course you can let’s talk money a bit
Enough so that you can live life legit
“Let’s get smart and see how we can grow our money into a sum”
I got 99 problems but my savings sitch* ain’t one

[Chorus]

99 problems but my savings sitch* ain’t one
If you’re having saving problems, don’t feel bad about it son
I got 99 problems but my savings sitch* ain’t one

(P.S. If you didn’t catch it quite yet, “sitch” = slang for situation in this song!)

What song motivates you to stick to your money goals? What helps you get pumped up to save money? Can’t wait to hear about it in the comments below!

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10 thoughts on “99 Problems But My Savings Sitch Ain’t One

  1. Reblogged this on Stacking Twenties and commented:
    I interrupt our regular programming to share … this gem from Alyssa at Generation YRA. I’m a big fan of rewriting song lyrics for humor – rewriting rap lyrics to be about saving is even better! Check out Alyssa’s great blog for even more on saving and investing!

    Liked by 1 person

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